2026. Buying and Eating: February 1-28

 Allocation:  $13x28=$364.00 

Cushion:   $160.81

YTD:   50 days as of February 

YTD Grocery.    $125.19 as of January 

Eating Out.    -0-

YTD Total:  $125.19.      5.68/day     $2.85/person/ day as of January 

What We Ate:     Soupa Toscana, grilled mozzarella and pepperoni sandwiches;       Creamy sour cream chicken, rice, beets, cinnamon bread;      Salmon, baked potatoes, squash, yogurt and mandarins;     Leftover Greek spinach casserole ;     Salmon and pasta with cream sauce, carrots with orange sauce, apple salad;     Asian beef and vegetables with rice, yogurt and tropical fruit;      Beef, bean and cheese nachos with fresh fruit salad;     Crab chowder, cheese biscuits, cheese;     Ham salad sandwich and popcorn;     Huevos ranchero, fruit and cottage cheese,  cheese biscuits ;     Curry, potatoes, cabbage, cheese biscuits;   Meatloaf , mashed potatoes and gravy, mixed vegetables, fruit bread with apple butter;     Cottage pie, spiced peaches, cheesy muffins;      Valentines Day :   Beef tenderloin, asparagus, potatoes Anna;        Sloppy Joe, potato skins, butter beans ;     Pittsburgh steak salad ;       Steak wraps, chips, salad;     Pierogi, tropical salad, asparagus, garlic bread;     Jambalaya, salad, bread;     Matzo Fafell asparagus, salad, everything bagel;     Joyce’s chicken salad:    Boneless pork loin chops, mixed fruit salad, banana and blueberry bread, salad;      Taco salad;     Lasagna soup and crackers with cheese;     Italian beans and greens, grilled bagels;     Stack enchiladas and cornbread with a salad;     Macaroni and cheese with baked beans, applesauce and brown bread ;     Mexican pizza and popcorn 

Eating Out:

Lunch with Amy and Cindy         Cracker Barrel     $14

Lunch with Ginger         Toreadors        $8.00

Monthly Total Eating Out:   $22

What We Bought:

Aldi:   Sweet colored peppers (6), avocados (3), eggs.          $7.29

Tops:   Beef broth, chunk cheese, pasta, asparagus (#).    $8.56

Country Fair:   Eggs (2).  $3.00

Aldi:    Bagels(2pkg), mushrooms (3pkg), romaine hearts.    $10.84

Sam’s Club:  butter (16#).    $6.96 cash.    (And $26.80 in Sam’s cash)

Giant Eagle:   Perogies (6),   Tuna (10).    $20.       

Amazon:   Vital wheat gluten.   $28.99. Lasts two years

Monthly Total Grocery : $85.64

Grand Total Monthly:   $107.64

New Cushion:  $417.17

YTD Days as of end of February:  50

YTD Grocery:  $200.83.        $4.02/day     $2.01/Person/Day

YTD Eating Out:     $22.       $0.44/day.      $0.22/person/day

YTD Grand Total :    $232.83.      $4.46day.       $2.23/person/day

Thank heavens for stockpiling.

2026. Household and Personal Care: Januaryand February

 Household.  $40/month

   Toilet paper.     $9.55.     $15 was paid by a gift card    Sams Club 

    Dishwasher detergent (82 tablets)   $14.75   Amazon 

Total:  $23.30   

 

Personal Care. Was  $20/month      And I  know already it won’t work so raising to $50/month

Sandy haircut     $47    I needed a change, but boy!

2026. Frugal Things In January and February

 1.  We stayed over in Budapest for a few days.  Our hotel room was paid for using points.

2.  I combined a sale on ground beef and the redemption of some perks earned to buy about five pounds of hamburger meat for $0.27.   I feel successful.

3.   We used a $15 gift card won at bingo to help buy a year’s worth of toilet paper.  Cash was only $9.55.  Quite happy.

4.  I cooked a yummy beef tenderloin dinner with asparagus and potato, plus dessert and wine.  It fed the two of us for well under the restaurant cost for one.  And there were leftovers.  Only the asparagus was bought specifically for the meal and it was a sale item.  The rest of the ingredients came from our stockpile and freezer.

5.  We continue to rely on our stockpile and freezer when planning meals.  Since the items are always bought during a sale, It really helps keep us within our food budget.  YTD we have spent $

6.  By using $26.80 in Sam’s cash, I managed to buy 16 pounds of butter for only $6.96.  Quite good.

2026. January 10-31. Buying and Eating

 Allocation.  $286   $13X22=$286 to cover groceries and meals out ; this is the third year using $13+ as the daily allowance 

Cushion.        0    The cushion does not carry over from one year to the next 

Days.      22

Two week low carb diet beginning on the tenth.  We relied on the freezer stockpile for the meat and cheese.

What We Ate:

Roast beef in savory sauce, cooked cabbage as base, broccoli with Parmesan cheese, plain yogurt with raspberries;        Marinated pork tenderloin,  zucchini fritters, cottage cheese with onion, blackberries and cream;        Chicken breast in caper cream sauce, cottage cheese with fire roasted diced tomatoes, southwest ranch baked cauliflower ,blueberries and cheesecake;     Cheesy meatloaf, spinach salad, fried cabbage,chocolate mousse ;      Curry with meat, paneer cheese and green beans over steamed cabbage, spinach salad, freezer fruit and yogurt       Mexican meat and cheese with roasted tomatoes, and green chilies cucumbers and sour cream with dill,Low carb cheesecake.        Sausage meatza with black olives yogurt and egg cake with  freezer fruit           Welsh rarebit over steamed cauliflower, fried cabbage with bacon, yogurt cake with fruit;     Swedish meatballs over steamed cabbage, zucchini rounds, sautéed spinach and bacon;     Cream of broccoli and cauliflower soup, yogurt with berries ;      spinach and feta pie, halloumi cheese, cucumber and onion salad        Polish kielbasa, fried mushrooms with peppers and onions, green beans with almonds , cabbage salad       Creamed cabbage with ham , Sweet and sour cabbage, yogurt and fruit.     Mexican meat burritos, green beans and almonds, cucumber salad 

Then on the 24-31 We returned to our usual diet and depended on the stockpile.    

homemade Pizza with popcorn;    Meat and bean curry, rice, cucumber salad;     Bean soup.     Lasagna soup.     Spicy black bean burgers and sweet potato fries, with corn;      Potato pancakes, ham steak, peas  Cottage pie,  cucumber and orange salad, pears with bleu cheese;     Meatloaf with mashed potatoes and gravy, spinach and fruit salad , 

What We Bought:

Aldi:  sucralose, Greek yogurt, cottage cheese,cream, fresh spinach, avocados, cauliflower, broccoli, cabbage, cucumber, zucchini, mushrooms, blueberries, raspberries, blackberries, cantaloupe.   $40.50

Tops:    Eggs (4), pasta (three 32 oz) , egg noodles (2), pasta(16 oz )   Cheddar  cheese (8oz)     $14.98

Bellos:  cabbage (5,35#), mushrooms      3.56

Sams Club:  blueberries, lemon pepper, baking powder   $25.22

Aldi:  carrots, Greek yogurt, cucumber, no carb tortillas, fresh spinach:   $11.01

Giant Eagle:  ground beef (5#)     $0.27   Plus redeemed perks in the amount of $16.71

Aldi:   Cottage cheese    $2.85

Aldi:   Appples, mandarins, avocados, onions   $12.26

Grocery Total:    $125.19

YTD:  22 days

Grocery:    $125.19

Eating Out-0-

New Cushion:     $160.81

$5.58/ day          $2.85/person/day for January 

Starting to finally see some room in the freezer.

2025. clothing

January 

-0-

February 

-0-

March

Sandy.    One scarf and one top from New Zealand op shops.  $6.00

April.     New watch for Mike.    Walmart.  $10.98

May

Sandy, 4 tops (cold water creek, Talbots, j. Jill, ).      $10.20

Sandy      sundress.    Goodwill.     $6.16

Sandy.       Summer skirt.    Goodwill. $4.83

Sandy.       Summer skirt, 3 summer dresses.    Goodwill     $29.95

Sandy.        Summer dresses.       Goodwill      $3.35

June

Sandy.       Wool blazer.        Norway thrift store      $20

Sandy         1 skirt for summer, two tops     Salvation Army.       $2.97

July

Mike     New sneakers       Costco      $35.99

Sandy     Sneakers        Costco         $19.99

Sandy      Top        Goodwill             $3

Sandy       2 tops       Goodwill       $6

Sandy        2 tops and  1 sweater     $6

Sandy        Summer skirt     $1

August

Sandy Dress slacks (2)  $5     Salvation Army 

September 

Boxer shorts for Mike (6)       $14.98   Sam’s 

Sandy     Two nightgowns, sweater, shoes    $20     Amvets

October 

-0-

November 

Sweater dress.  Thrifty shopper.   $8

Leggings (3).     Goodwill.        $17.97

Blazer.      Salvation Army.     $1

New watch.   Kohl’s.           $32.84

December 

Sandy.     Long winter coat.     Amvets.      $15

Total Mike.     $61.95.     GREAT!

Total Sandy.    $212.26.    Not great but still under budget of $250

The budget for 2026 will stay the same at $250/person.   Mike may need to buy more and Sandy needs to buy less.

2025 Linus and Such: October-December

 Linus:     8

Pet blanket:     2

Chemo Squares :     32

One pound yarn.      $3.       Amvets

Year End Totals:

Chema squares.      79

Operation Gratitude Scarves.         23

Linus Blankets         37

Pet Blankets          13

Chemo Caps          56

Dishcloths          8

Total          216 Items

Yarn     

Skeins Purchased     285

Skeins Donated        104

Cost   $270.28           $0.95/skein

Next year I will continue trying to help one item at a time.    I will also work on using up more of my stash.

2025 Household and Personal Care: October, November and December

 Personal Care 

Hair cut for Mike.    $9.99.  Great Clips with a coupon saving $

Hair ties for Sandy     $2.50     Dollar Tree 

Pedicure      $40

Purple conditioner, purple shampoo, pain relief ointment    $4.94  plus $30 from coupons 

Mike haircut     $14    Great clips 

Total     $61.43 for three months.

  $30/ month budgeted   So under budget by $28.57

Household

2026 calendar.     $1.25.      Dollar Tree

Kitchen drawer organizers.       $11.        Dollar Tree 

Shower curtains.     $41.50.      Walmart 

Poinsettias for urns.   $21.       Dollar Tree 

Artificial wreaths for porch.    $6.       Salvation Army 

Total.    $61.43 for three months

$30/month budgeted So under by $28.57

YTD Total 

Personal Care      Under by $180.95

Household        Over by.   $98.69

The two worked to balance out on the plus side.

For 2026.  The Personal Care budget will be reduced  and set at  $2O/month.

                   The Household budget will be increased and set at $40/ month.

                   The category amounts have changed but the budget is unchanged.